First Carolina Mortgage was founded in
Greensboro, North Carolina as a Mortgage Broker in 1990 and became
a Mortgage Banker in 1996.
Since the inception of First Carolina Mortgage into the small
business community, we have spun off five other locally owned and
operated offices across the state.
The First Carolina Advantage
As a Mortgage Banker we have a distinct advantage over traditional
banking. For instance, if you are denied credit at a bank, you
must take additional time off of work to apply elsewhere. With
First Carolina Mortgage, it is totally different. We have the
flexibility of over 50 investors and a wide range of programs to
choose from to fit your financial needs or past credit history.
This is, as you can see, very advantageous to a person that does
not have time to play financial games. We shop for the best
program available for you from various local and nationwide
lenders, while all along, keeping your best interest at hand! We
do conforming and non-conforming loans. Less than perfect credit
programs are available. Our resources allow us to provide loans in
excess of $1 million, almost irregardless of the past credit
problems, even most bankruptcies. From as little as 10% down with
a blemished record, to as little as )% down (VA, FmHA and other
100% financing programs available) with superior credit.
Memberships In Our Professions
First Carolina Mortgage is
dedicated to quality as members, supporters and volunteers of the
National Association of Mortgage Brokers and the North Carolina
Association of Mortgage Brokers, state chapter. These
organizations promote higher ethics, experience, knowledge and
integrity throughout the mortgage industry. When it comes to our
dedication to our profession and our valuable customers, we take
great strides to ensure great service!
In addition, we support the
Realtors of the Triad as affiliate members of the Western Piedmont
Association of Realtors and the Greensboro Regional Realtors
Association.
Specializing In
- Conventional Loans
- Jumbo Loans
- VA Loans
- FmHA Loans
- Land Loans
- Home Equity Loans
- Commercial Loans
- No-Income Verification
- No-Asset Verification
- Mortgage Credit Certificate
- A, B, C, D Credit Ratings
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- Community Home Buyer's
- Fixed and Variable Rates
- Balloon Rates
- Purchases & Refinances
- Vacation Homes
- Investment Properties
- Single Wide Homes
- Double Wide Homes
- Modular Homes
- Commercial Loans
- and much more!
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